Monthly Archives: January 2012

Northern Americans Find Help For Their 401K Retirement Retirement Fund Accounts Amidst Heightened Concern Over Budget Crisis And US Debt Default Ceiling Vote

Posted by admin on January 28, 2012
credit card / 1 Comment

The American Wealth Investing Institute is happy to announce it has launched the 401K Generator to make its Mutual Fund Analyzer Tool accessible to more North Americans. North Americans find their retirement accounts are at risk again with the prevailing US budget crisis and pending congress debt ceiling vote. This at a time when North Americans had just started to breathe again, seeing a robust regain in the market from the 2008 lows. www.401kgenerator.com Out of 49 Million North Americans with 401K’s, very few know if they are in the best or worst performing funds in their 401K and have no plan on what to do with the next crisis being right round the corner. American Wealth Investing Institute has attempted to help US citizens take charge of their 401K’s. The North American Wealth Investing Institute has found a straightforward resource to help USA citizens get a game plan together and sift through the mountain of data to easily find the best or worst performing funds in their 401K, IRA, or varsity deposit accounts. For a free demo check out the site by clicking HERE.

Darrell Martin, founder of the North American Wealth Investing Institute and developer of the Mutual Fund Analyzer, states “I discovered that people were looking for a simple way to sieve through the information. At the same time I revealed that even with this easy analyzer many North Americans still felt completely lost and desired to simply have somebody sitting beside them helping educate them. And out of this need the American Wealth Investing Institute developed the 401K Generator Educator Program. “The program is a reseller programme to incentivize organizations and individuals in any field to market the advantages of this easy tool and in return gain leads, referrals, increased appointments, and recurring money. The 401K Generator permits the teacher a license to re-sell one thousand end-user subscriptions. The license holder can private label the product and use it to generate leads, referrals, appointments, and revenue. For more information on the 401K Generator visit it by clicking HERE.

The 401k Generator includes three components. The second component is the SPX Bull / Bear Market Newsletter which provides a stance on the general current direction of the market and capitalizes on what is known as Diagnostic Investing. Diagnosis investing is a phrase coined by Darrell Martin.

It includes looking at how basic, technical, statistics, and seasonal backers look at the market and then mix this data to formulate a bullish position on the market with a risk management bear signal prepared. Though the newsletter isn't a referral to sell or buy a security it's an analysis tool and permits users to not only sort by profit and loss on buy and hold but also by their performance had they followed the SPX Bull / Bear Market Newsletter. The third component is e-mail and SMS message alerts to notify customers of a change in the newsletters stance on the market, allowing users to not need to log on each day to find out when things change.

For a more definitive look at the 401K Generator and everything that is included check out their features page by clicking HERE. “The 401K Generator Teacher programme is working. We are extremely pleased with the success we've had with this reseller program.

We have CPA’s, bookkeepers, finance consultants, pension salesperson, insurance sales reps, and a selection of large and small business owner getting involved”, states Darrell Martin. One company actively promoting the 401k Generator through its agents is American Safe Retirements of Southlake, Texas. Rich DePaollo the President of American Safe Retirements states that “this easy tool has allowed American Safe Retirement agents to open a completely new lead and revenue stream so as to help them profit from a larger pool of potential clients than typically available due to commissioned investors restrictions.

Additional info on the event can be discovered at on the MDRT website by clicking HERE.

Tags: , , , ,

Credit-Land Report : Downgrade To U.S. Debt Could Lead To Higher Variable APRs On Visa Cards

Posted by admin on January 28, 2012
credit cards / 4 Comments

Standard & Poor’s devalued the long-term outlook on U.S. Debt to “Negative” from “Stable,” on April eighteen. There's a one-in-three chance that the country could lose its top investment rating in the next 2 years and see their card variable yearly interest rates (APR) go up. A fall in the U.S. Credit score would force increased rates on Treasury bonds, and in turn, the APRs on variable-rate credit cards could go up, according to a study prepared by Arnold Taubman, a Credit-Land senior economist.

“With visa cards, some Mastercard offers come only with variable yearly rates (APR), which protects banks in a situation of a rising risk factor,” he wrote. “In this case, if the APR is variable, namely it moves down or up depending on another IR, say a specific Treasury rate, then the APR will be impacted to the degree the other rate is impacted. The instant impact for the variable APR is that it might go up as the underlying rate increase subjected to increased level of risk.”. Taubman cited high unemployment and the ensuing lower tax receipts as a main driver behind the ballooning deficiency. In the past four years he wrote, executive expenditures rose by $990 bill while revenue slid by $138 bill. If you want more info on this subject or to plan an interview Arnold Taubman, Credit-Land senior economic guru, please contact Michael Germanovsky or email (michael).

Tags:

A Purse Of Your Own Campaign Helps Women Erase Debts, Save And Invest.

Posted by admin on January 27, 2012
loan consolidation / No Comments

How did five ladies pay off $30,000 in debt and jump-start their savings in no more than a year? Their electrifying story is told in the May issue of Quintessence, the pre-eminent way of living mag for African-American girls. Essence joins the growing list of publications to profile Writer and Wealth Coach Deborah Owens and her dynamic campaign to empower 1,000,000 ladies with finance literacy. The Baltimore-based radio talk show host and wanted public speaker is featured along with the Women of Purseistence, one of the Purse Groups provoked by Owens’ effort to teach ladies the correct way to make profits. Find out how Deborah’s 7 Well off Habits, taken from her last book A Purse of Your Own by Simon and Schuster, are transforming women’s lives as they form Purse Groups and take charge of their finances. “Purse Groups of 5 to 10 girls work because every step of the way these girls are holding one another accountable,” asserts Owens.

“Nine out of 10 girls are going to be answerable for their own finances which is why it is vital they make a purse of their own. “. Owens would be delighted to show your audience how to form their own Purse Group, and can discuss :.

  • Why girls must change their attitudes and behavior towards their finances in order to build wealth
  • How women can break the patterns that sabotage money success
  • What girls can do at this time to find the cash to save and invest
  • Why girls have to grasp the financial markets in order to put their money to work

The Purse Groups are tracked and supported by an online community at apurseofyourown Ladies join the Purse Community website, share their experiences on the road to financial freedom, and get smart money guidance from Owens.

Deborah Owens is also the writer of Assured Investing and Nickel and Dime Your Way to Wealth. Owens is a previous VP at Fidelity Investments and has been featured on CNN, ABC, and The Washington Post, She could be a twenty-year vet of the fiscal services industry and a wanted speaker whose wit and humour has electrified more than100,000 people at conferences across the country. Owens is on a mission to help folks of all incomes build wealth. Her weekly radio show, Rich Way of living airs on WEAA 88.9FM, an NPR affiliate in Baltimore. Her Finance Fitness column appears in Cents Magazine an American Airlines publication.

Tags: